Entry Level Officer at La Fayette Microfinance Bank Limited: Lagos

La Fayette Microfinance Bank Limited – As an international registered microfinance bank, La Fayette Microfinance Bank offers a complete range of financial services and means of payment for its customers, including savings accounts, current accounts and fixed deposit accounts.

Fully client oriented, La Fayette Microfinance Bank offers great flexibility, independence and financial security to help clients stay committed to their short and long term financial goals. Formally incorporated as La Fayette Microfinance Bank, the bank started full operation in February 2013 and has built a strong client base, serving clients from eight branch networks in Ibadan– Bodija, Challenge, Dugbe, Gbagi and Iwo road, Ogbomosho, Oyo and Saki towns, all strategically situated within close proximity to customers.

Entry-level Officer (Client Officer, Client Assistant, Mobile Te)Lagos

Main Responsibilities and Tasks include, but not limited to the following:

Commercial Activities:

To organize and participate in prospection and communication actions in the zoneof intervention (markets and commercial areas) by collaborating with the other client officers
To introduce Advans La Fayette MFB products and services to target population
To follow up the prospects by a regular contact with the identified potential clients
To propose the new products and services to his/her current clients
To identify clients’ needs and propose new products/services to the management

Loan Activities:

To assist the clients for loan application
To conduct an accurate loan appraisal and to collect detailed information (personal, business, guaranties) on the field.
To present the loan request at the Loan committee
To monitor the loan portfolio and to follow the timely repayment
To organize recovery actions in case of late repayment
To maintain a regular contact with clients by organizing visit on the field
To become a respected and active stakeholder in the intervention zone by spending most of the time on the field and creating a trusty relationship with small businessmen/women.
To become a specialist of small businesses Savings and deposits activities
To organize and participate in prospection and communication actions in the zone of intervention (markets and commercial areas) by collaborating with the other client officers
To introduce Advans La Fayette MFB’s financial services to target population
Follow up on these prospects to create a strong deposit portfolio

Administrative Tasks:

To keep complete and detailed documentation on each client
To input and update client data in the MIS
To create deposit accounts in the MIS
To create and update loon applications in the MIS

Organization and Control:

To prepare a weekly planning with the expected tasks and visits to be done
To share information and best practices with the other client officers
To report all the issues related to the job with the Branch Manager
To analyse the client portfolio by using operational reports.

Person Specification

Bachelor’s Degree or HND in any course of study from approved university or polytechnic is a Must.
Applicant must not be older than 40 years of age and Must possess NYSC discharge / exemption certificate

Method of Application
Interested and qualified? Go to La Fayette Microfinance Bank Limited, Advans Nigeria career website on recruit.lafayettemfb.com to apply

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